Charleston Financial Blog

Balancing Your Fixed Income Decisions

Posted by Myles B. Brandt, CFP® on 3 December 2012

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Fixed income can play an important role in a portfolio. But its role may vary according to an investor’s financial needs and concerns. For example, many investors look to fixed income for safety, income, and more stability in their portfolios. They must weigh these priorities against their concerns over future interest rates, inflation, government debt, and other factors that might affect fixed income returns. 

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Is the 4% Withdrawal Rule Still Viable?

Posted by Myles B. Brandt, CFP® on 20 November 2012

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Morningstar has a short video that is a good introduction into withdrawal rate research and the factors that should affect one's decisions in retirement.

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Young Professional Edition: Student Loans

Posted by Myles B. Brandt, CFP® on 20 June 2012

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Morningstar has a couple of good article regarding student loans. Consolidating Student Loans is Not a No-Brainer is about when consolidating makes sense. A Study Guide for Student Loans is a short video that goes over the basics.

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Breaking Up Is Hard to Do: Why You Should Use a Divorce Financial Planner

Posted by Myles B. Brandt, CFP® on 1 June 2012

Morningstar has a good article about why you should use a divorce financial planner. To keep it short, a Certified Divorce Financial Analyst like Charleston Financial Advisor's own Diane Blackwelder, CDFA™ CFP® can help you look at the long-term implications of a settlement.

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A Note on Market Timing

Posted by Myles B. Brandt, CFP® on 30 May 2012

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Greg Mankiw of Harvard University has a short post today that highlights one of the tenets of our investing philosphy...Don't time the market!

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Top Six Tax Tips for Retirees

Posted by Myles B. Brandt, CFP® on 26 March 2012

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Good Morningstar video: "Top Six Tax Tips for Retirees."

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One for the History Buffs

Posted by Myles B. Brandt, CFP® on 31 January 2012

This short story about an art exhibit in Florence, Italy explores the relationship between art and banking in the 13th century.

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Does Past Performance Matter?

Posted by Myles B. Brandt, CFP® on 30 November 2011

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One of the many pitfalls to investing is chasing performance. Investors generally gravitate towards funds that have done well in the recent past. But how likely are they to do well in the future? The most recent S&P Persistence Scorecard sheds some light on this question.

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An Old Quote

Posted by Myles B. Brandt, CFP® on 3 August 2011

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An old quote from an old favorite: Benjamin Graham's "The Intelligent Investor."

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Net Worth and Self Worth

Posted by Myles B. Brandt, CFP® on 26 May 2011

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Being aware of how you feel about money can help you recognize destructive behavior before action is taken. A new study by Brad Klontz suggests that there are generally four "money scripts" (ways you feel about money). Which are you?

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