Charleston Financial Blog

The Value of Rebalancing

Posted by Myles Brandt on 30 March 2009

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The recent fall in equity prices has led many to question the value of systematic rebalancing. Right now it seems like throwing good money after bad.  However, we believe that systematic rebalancing (selling the best performing asset classes and buying the worst performing) helps performance in the long term.  As evidence of this I would like to summarize a study by Craig L Israelsen, Ph.D., a professor at Brigham Young University.  This study was published in an article in the February 2009 issue of Financial Planning magazine (http://www.financial-planning.com/fp_issues/2009_2/crash-helmet2660847-1.html). 

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When the Unthinkable Happens

Posted by Diane H. Blackwelder, CFP® on 26 March 2009

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As a mother, I spend a considerable amount of my time and energy ensuring the well-being of my boys. Protecting them seems instinctual.  The thought of something bad happening to them is unbearable.  As parents, we often fail to acknowledge an equally terrifying thought, something may happen to us before our kids are old enough to take care of themselves.

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Is your Advisor cheating you?

Posted by Bill Prewitt, M.S., CFP® on 20 March 2009

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In recent bad news from Wall Street, Bernard Madoff, former NASDAQ Stock Market chairman and founder of Bernard L. Madoff Investment Securities LLC, plead quilty to all charges after pulling off perhaps the biggest scam in Wall Street history. 

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Stimulus = Inflation?

Posted by Diane Blackwelder, CFP® on 17 March 2009

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As the Obama Administration puts into to action the “fiscal stimulus”, there is a lot of buzz about inflation. 

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Relief for Homeowners

Posted by Diane H. Blackwelder, CFP® on 2 March 2009

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The deep contraction in the Nations economy and in the housing market has created devastating consequences: 1,450 homes fell into foreclosure in Berkeley, Charleston, and Dorchester counties during the final four months of 2008 and the rate of foreclosures is expected to go up.  Responsible families who make their monthly payments on time have seen values fall, and are unable to refinance at lower mortgage rates.  Meanwhile, workers have lost jobs or suffered a dramatic drop in income, and are struggling to stay current on their mortgage payments.

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