May 2009

Your Personal Economy
The US Ecomony is in somewhat uncharted territory. What about your Personal Economy? How are you doing and what should be doing right now?
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Investing in a Low Interest Rate Environment
Low interest rates create a dilemma. Do you accept a low return because you feel you must protect your principal? Or do you take on greater investment risk in order to try for a higher return? In balancing those two concerns, here are some factors to think about.
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What You Don't Know Can Hurt You
You've probably heard the saying, "what you don't know can't hurt you," but when it comes to your finances, ignorance is not necessarily bliss. It's easy to make bad financial decisions when you lack sufficient information or you are misinformed.
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Ask the Experts: Can I convert my traditional IRA to a Roth in 2009?
With recent market declines, many investors are taking a new look at converting their traditional IRA to a Roth IRA. For many, the tax cost of converting has dropped significantly, making this a more attractive option.
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Ask the Experts: I converted my traditional IRA to a Roth in 2008--can I undo this?
If you converted your traditional IRA to a Roth IRA in 2008, before the recent market downturn, you may find that you now owe taxes on a conversion amount that's significantly higher than what your investments are now worth. If that's the case, you may find it advantageous to undo your conversion.
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