Prepare. Don’t Repair.
Financial security requires more than saving money; it requires long-term strategic planning. At Charleston Financial Advisors, we work to enhance what you earn, spend, save and invest. Together we develop a cohesive strategy focused on what matters to you.
Just as bridges aren’t built for average wind speeds, your retirement plan shouldn’t be designed for average returns. We understand that there are no “do-overs” as you are preparing for retirement. You need a plan and professional guidance to ensure you get things right the first time.
Our typical pre-retirement client is in their 50’s or 60’s, has worked hard to save at least $500,000 in investable assets, and wants to make the most of their funds to have an anxiety-free retirement. Typically we focus on:
Creating the best retirement saving strategy we can, given your time frame
Creating the best withdrawal strategy and Social Security Planning.
Tax-based portfolio optimization.
Business sales or transfers.
Holistic planning including survivorship scenarios